A sudden, unexpected and unforeseen bodily injury to the Member or Family Member /Close Relative, caused by violent, visible and external means. The Accident must result in a medically necessary admission for the individual to be admitted to a Hospital bed on the advice of a legally qualified Physician for a minimum of five consecutive nights.
The country, within the Geographical Area, where the Family Member / Close Relative has his/her primary residence
An accident or the sudden and unexpected onset of serious sickness, or the sudden and unexpected death or imminent death of a Member / Family Member or Close Relative during the Period of membership within the Country of Residence.
Means persons under 75 years of age who are your legal spouse or common-law spouse, domestic partner, same-sex spouse where legal; legal guardian; son or daughter (adopted, foster or step); son-in-law; daughter-in-law; mother, mother-in-law, father, father-in-law, brother, step-brother; sister; step-sister; brother-in-law; sister-in-law
The countries of the Zone in which the Country of Residence exists, as specified and for which the appropriate payment has been paid.
Domestic United States of America, Mexico, Canada and North America.
The following European countries: Albania, Andorra, Austria, Belarus, Belgium, Bosnia Herzegovina, Bulgaria, Channel Islands, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Great Britain, Greece, Greenland, Hungary, Iceland, Ireland, all islands of the Mediterranean, Isle of Man, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Madeira, Malta, Moldova, Monaco, Montenegro, Netherlands, Norway, Poland, Portugal, Romania, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Turkey, Ukraine, Vatican State.
Central and South America, the Caribbean basin and Worldwide coverage.
A Members / Family Members / Close Relative(s) permanent place of residence, used for domestic purposes.
a) a place which is licensed or recognized as a general hospital by the proper authority of the state or country in which it is located
b) a place operated for the care and treatment of resident in patients with a registered graduate nurse (RN) always on duty and with a laboratory and X-Ray facility.
c) a place recognized as a general hospital by the joint commission on the accreditation of hospitals. Not included is a hospital or institution licensed or used principally i) for the treatment or care of drug addicts or alcoholics: ii) as a clinic for continued or extended care facility, skilled nursing facility, convalescent home, rest home, nursing home or home for the aged.
Accidental bodily injuries; a) received while a Member of this plan: b) resulting in loss independently of sickness and all other causes: and c) not excluded from coverage.
The person(s) named on the schedule of coverage as the person(s) for which the appropriate membership fee has been paid, including dependent children if listed.
As used in this cover means a Member’s or Family Member’s principal place of residence, used for domestic purposes.
The membership confirmation provided to the Member following payment of any applicable membership fee.
On Call International LLC or designated representative.